The ultimate protection for migrant workers
Inclusive of coverage in case of death whether due to natural or accident, repatriation due to death, or termination of employment without any valid cause, disability, medical repatriation, medical emergency or litigation.
Natural Death
This benefit provides the beneficiaries with at least $10,000 in case of the insured OFWs death due to natural causes.
Accidental Death
Provides at least $15,000 to the beneficiaries in case of the Insured OFWs death is resulting directly from accident.
Permanent Total Disablement
Provides at least $7,500 benefit to the insured OFW in case of disability during the duration of the OFWs employment. The disability may either be due to accident or any health-related cause or sickness or ailment.
Repatriation benefit
Provides the actual cost of transportation (airfare only) of the OFW in case his/her employment is terminated by the employer without any valid cause, or by the OFW with just cause. In the event of death, this benefit shall provide arrangement and payment for the repatriation of the OFWs remains and belongings.
Subsistence Allowance
Provides financial assistance of up to $100/month, not exceeding 6 months if the insured OFW is involved in a case or litigation for the protection of his/her rights in his country of employment.
Money Claims Benefit
The settlement money or adjudged amount for the remaining months/years of employment contract from a case filed by an OFW against his/her recruitment agency with the National Labor Relations Commission (NLRC).
Compassionate Visit
Benefit that allows one (1) family member or a requested individual to visit the insured OFW in case he/she is hospitalized in his country of employment and has been confined for least seven (7) days.
Medical Evacuation
Benefit that provides the insured OFW the necessary transportation to another medical facility when an adequate medical facility is not available proximate to the migrant worker as determined by PLGICs physician and consulting physician.
Medical Repatriation
Benefit that allows the OFW to go back to his residence under medical supervision as long as he/she is medically cleared to travel by commercial air.
Migrant Workers and Overseas Filipinos Act of 1995
Based on Republic Act 10022 (which amends RA 8042 or the Migrant Workers and Overseas Filipinos Act of 1995), all Overseas Filipino Workers (OFWs), including Balik-Manggagawa and Direct-hires are required by the Philippine Overseas Employment Agency (POEA) to be covered by compulsory insurance.
Paramounts Balik Manggagawa Insurance is dedicated to providing a safety net for our modern day heroes and their families. They can be financially guarded against risks that can easily take away all their years of hard work. Through its fast and hassle-free application process, our Balik Manggagawa Insurance can help our OFWs look into the future with confidence and security.
Eligibility
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For individuals aged 21 to 60 years old, with valid passport and working visa/permit.
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Returning Overseas Filipino Workers ("Balik-Manggagawa"). Valid employment contract is required for coverage below 12 months.
Must be in good health.