PREPAID INSURANCE
Affordable one-time pay prepaid health cards
SHOP NOW
ALL IN ONE HMO
Comprehensive health card coverage with dental, consultations, confinement, emergency and annual physical exams
FREE QUOTE
CRITICAL ILLNESS
Lifetime critical illness insurance insurance with money back guarantee for you and those you value.
FREE QUOTE
Complete health cards your team of freelancers and your family.
Sample rate for a 18 y.o male, non-smoker. Premium changes based on age, gender and final medical review.
CLIENT EXPERIENCE
IS OUR SEAL OF EXCELLENCE
“ Fast, reliable, accommodating. Very helpful ”
Sheila Peralta`
Elizabeth Seton School - HR
“ I had a very stressful problem with my health card and their team was there to help me.I felt his concern as that was regarding the supposed to be hospitalization of my child. They are just one text/Viber away if you need help. Thank you so much!!! ”
Nami Cariño-Enriquez
MyMaxicare Client
“ Professional and a pleasure to deal with. Always have the answers for me and are quick to respond to my texts and phone calls. We have had to make insurance claims when our daughter was hospitalized and it was easy peasy; hassle-free. Highly recommend! ”
Kyle Brazel Salvador Dacumos
1st time Mother
COMPARE MY HEALTH CARD OPTIONS
Fill out the following details to get your instant quote.
Need other insurance plans?
Shop Prepaid Health Cards?
Get Quote for Employee Benefits?
PERSONAL HEALTH INSURANCE BENEFITS FAQs.
Prepaid health cards are affordable options and provide medical coverage based on your specific needs.
You may choose a prepaid health card just for consultations, laboratory tests or emergency coverage that can cover you for one whole year.
Comprehensive health cards provide a complete range of benefits, including confinement, outpatient (consultations and lab tests), ER coverage, annual physical exam and dental benefits. HMO providers in the Philippines have strict application rules particularly for existing illnesses and age eligibility.
|
BENEFIT |
PREPAID HEALTH CARD |
COMPREHENSIVE HEALTH CARD |
|
Covid 19 |
Covered for specific cards |
Covered |
|
Payment |
One-time pay |
Quarterly, semi-annual or annual |
|
Existing illness |
Covered for specific cards |
Subject for approval |
|
Emergency |
Single use |
Covered per illness per year |
|
Consultation |
Unlimited |
Covered per illness per year |
|
Medical Requirement |
No medical paperwork |
Standard medical application process |
|
Approval Time |
Registration within 48 hours from date of payment |
10-15 business days turnaround time |
|
Physical card |
E-card voucher only except for Maxicare |
Physical card with your name on it |
|
Delivery |
E-card voucher within 30 minutes from registration |
10-15 business days from date of approval |
|
Planned Confinement |
Not covered |
Covered per illness per year |
Pre-existing conditions are generally excluded. Maxicare, PhilCare, Medicard VIP and a few prepaid health cards provide coverage for existing conditions within inner limits.
MyMaxicare: 5,000 – 20,000 per illness per year
Maxicare Prepaid: Covered for ER w/ confinement, consult and lab tests
PhilCare Prepaid: Covered for selected cards
PhilCare Luxe: 10,000 annual benefit limit
Medicard VIP: 5,000 – 20,000
Discounted health card rates are applied for family accounts provided that the hierarchy is followed.
|
STATUS |
ALLOWED DEPENDENT/S |
AGE REQUIREMENT OF DEPENDENT/S |
|
Married |
Spouse |
18 - 60 years old |
|
Children |
21 years old below |
|
|
Single |
Parents |
Up to 60 years old |
|
Siblings |
21 years old below |
|
|
Single Parent |
Children |
21 years old below |
|
Parents |
Up to 60 years old |
|
|
Siblings |
21 years old below |