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WE GOT YOU COVERED FOR ALL THAT YOU VALUE.

Save time, effort and money in finding the right employee benefits and business insurance for your team.

CLIENT EXPERIENCE

IS OUR SEAL OF EXCELLENCE

  • Min of 3 employees

  • The Insurance Partner Group will help save you time, effort and money in finding the right insurance plans for your business needs

  • Each business account gets two dedicated Solution Partners as your HR extension.

  • Redirect your team’s concerns to us to lessen your admin workload.

Complete health cards your team of freelancers and your family.

Sample rate for a 18 y.o male, non-smoker. Premium changes based on age, gender and final medical review.

Need more affordable and one-time pay prepaid health card options?

EMPLOYEE HEALTH INSURANCE BENEFITS FAQs.

Minimum of 3 employees. Existing illnesses are not covered on the 1st year and will be covered per illness per year upon renewal.

Yes. Pre-existing conditions are covered for business accounts with at least 10 principal employees.

No. The premiums are directly provided by your chosen insurance provider and all cost are explicitly indicated in the contract for transparency.

  • We have a dedicated group and lines for HRs and company executives for immediate support. 
  • All employees may reach us via messengerinstagram or email us at business@insurancepartner.ph to lessen the HR workload in most employee benefits related concerns within your business.  

This allows your team to focus more on HR admin work and less on employee benefits concerns. 

We partnered with the proven and tested HMO and life insurance companies in the Philippines to give you what your business needs and ensure transparent, reliable and unbiased recommendation. 

 

  AXA Philippines    

 

  Cocolife

 

  EastWest

 

  Healthcare

 

  eTiQa

 

  InLife

 

  Intellicare

 

  Maxicare

 

  Medicard

 

  Medocare

 

  Pacific Cross

 

  PhilCare

 

  ValuCare

 

  FPG Insurance

 

  Malayan

 

  MAPFRE

 

  Paramount    

 

  Pioneer  Insurance    

 

  St. Peter Life Plan  

 

 

 

Prepaid health cards are affordable options and provide medical coverage based on your specific needs. 

You may choose a prepaid health card just for consultations, laboratory tests or emergency coverage that can cover you for one whole year. 

 

Comprehensive health cards provide a complete range of benefits, including confinement, outpatient (consultations and lab tests), ER coverage, annual physical exam and dental benefits. HMO providers in the Philippines have strict application rules particularly for existing illnesses and age eligibility. 

 

BENEFITPREPAID HEALTH CARDCOMPREHENSIVE HEALTH CARD
Covid 19Covered for specific cardsCovered
PaymentOne-time payQuarterly, semi-annual or annual
Existing illnessCovered for specific cardsCovered for business accounts with min of 10 principal employees
EmergencySingle useCovered per illness per year
ConsultationUnlimitedCovered per illness per year
Medical RequirementNo medical paperworkStandard business application process

Application 

Approval Time

Registration within 48 hours from date of payment10-15 business days turnaround time
Physical cardE-card voucher only except for MaxicarePhysical card with company and employee name
DeliveryE-card voucher within 30 minutes from registration10-15 business days from date of approval
Planned ConfinementNot coveredCovered per illness per year

 

STATUSALLOWED DEPENDENT/S
Corporations Organized under Domestic Laws1. Certificate of Incorporation / Registration issued by:
a. Securities and Exchange Commission (SEC) for corporations
b. Bangko Sentral ng Pilipinas (BSP) for money changers/
foreign exchange dealers and remittance agents
2. Articles of Incorporation
3. Latest General Information Sheet (GIS)
4. If signatory is not the President / CEO or the highest ranking officer, proof of
authority of the signatory to sign on behalf of the of the entity:
a. Board Resolution duly certified by the Corporate Secretary;
or b. Notarized Appointment Letter; or
c. Document duly certified by the managing body; or
d. Special Power of Attorney
5. Photocopy of at least one (1) valid Government issued ID
of owner/authorized signatory
6. For companies that are VAT-Exempt or Zero-Rated
(to be submitted on a yearly basis)
a. Latest VAT-Exemption Certificate and/or Board of Investments (BOI) Certificate
b. Bureau of Internal Revenue (BIR) Certification of Registration (Form 2303)
Employees / Members1. Latest BIR 1604CF with Alphabetical list (with stamped received by BIR)
and Filing Reference No.; or
2. Phil Health Members Data Form; or
3. SSS R3 with Special Bank Receipt (SBR) or screenshot
of the online facility that shows details of payment
(employer name/SSS employer ID, month covered, amount paid, payment reference no. matched with SSS) and
4. Employer Remittance Form (eRF-1) and Electronic
PhilHealth Acknowledgement Receipt (ePAR)
* Board Members Latest General Information Sheet and / or Articles of Incorporation
* ConsultantsBIR Form 2307
Foreign Nationals (Expats)1. Alien Employment Permit issues by Department of Labor
and Employment (required); or
2. Photocopy of Alien Certificate of Registration Identity I-Card
issued by Bureau of Immigration.
3. BIR 2307

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