Min of 3 employees
The Insurance Partner Group will help save you time, effort and money in finding the right insurance plans for your business needs
Each business account gets two dedicated Solution Partners as your HR extension.
Redirect your team’s concerns to us to lessen your admin workload.
Minimum of 3 employees. Existing illnesses are not covered on the 1st year and will be covered per illness per year upon renewal.
Yes. Pre-existing conditions are covered for business accounts with at least 10 principal employees.
No. The premiums are directly provided by your chosen insurance provider and all cost are explicitly indicated in the contract for transparency.
This allows your team to focus more on HR admin work and less on employee benefits concerns.
We partnered with the proven and tested HMO and life insurance companies in the Philippines to give you what your business needs and ensure transparent, reliable and unbiased recommendation.
AXA Philippines
| Cocolife
| EastWest
| Healthcare
| eTiQa
|
InLife
| Intellicare
| Maxicare
| Medicard
| Medocare
|
Pacific Cross
| PhilCare
| ValuCare
| FPG Insurance
| Malayan
|
MAPFRE
| Paramount
| Pioneer Insurance
| St. Peter Life Plan
|
Prepaid health cards are affordable options and provide medical coverage based on your specific needs.
You may choose a prepaid health card just for consultations, laboratory tests or emergency coverage that can cover you for one whole year.
Comprehensive health cards provide a complete range of benefits, including confinement, outpatient (consultations and lab tests), ER coverage, annual physical exam and dental benefits. HMO providers in the Philippines have strict application rules particularly for existing illnesses and age eligibility.
BENEFIT | PREPAID HEALTH CARD | COMPREHENSIVE HEALTH CARD |
Covid 19 | Covered for specific cards | Covered |
Payment | One-time pay | Quarterly, semi-annual or annual |
Existing illness | Covered for specific cards | Covered for business accounts with min of 10 principal employees |
Emergency | Single use | Covered per illness per year |
Consultation | Unlimited | Covered per illness per year |
Medical Requirement | No medical paperwork | Standard business application process |
Application Approval Time | Registration within 48 hours from date of payment | 10-15 business days turnaround time |
Physical card | E-card voucher only except for Maxicare | Physical card with company and employee name |
Delivery | E-card voucher within 30 minutes from registration | 10-15 business days from date of approval |
Planned Confinement | Not covered | Covered per illness per year |
STATUS | ALLOWED DEPENDENT/S |
Corporations Organized under Domestic Laws | 1. Certificate of Incorporation / Registration issued by: a. Securities and Exchange Commission (SEC) for corporations b. Bangko Sentral ng Pilipinas (BSP) for money changers/ foreign exchange dealers and remittance agents 2. Articles of Incorporation 3. Latest General Information Sheet (GIS) 4. If signatory is not the President / CEO or the highest ranking officer, proof of authority of the signatory to sign on behalf of the of the entity: a. Board Resolution duly certified by the Corporate Secretary; or b. Notarized Appointment Letter; or c. Document duly certified by the managing body; or d. Special Power of Attorney 5. Photocopy of at least one (1) valid Government issued ID of owner/authorized signatory 6. For companies that are VAT-Exempt or Zero-Rated (to be submitted on a yearly basis) a. Latest VAT-Exemption Certificate and/or Board of Investments (BOI) Certificate b. Bureau of Internal Revenue (BIR) Certification of Registration (Form 2303) |
Employees / Members | 1. Latest BIR 1604CF with Alphabetical list (with stamped received by BIR) and Filing Reference No.; or 2. Phil Health Members Data Form; or 3. SSS R3 with Special Bank Receipt (SBR) or screenshot of the online facility that shows details of payment (employer name/SSS employer ID, month covered, amount paid, payment reference no. matched with SSS) and 4. Employer Remittance Form (eRF-1) and Electronic PhilHealth Acknowledgement Receipt (ePAR) |
* Board Members | Latest General Information Sheet and / or Articles of Incorporation |
* Consultants | BIR Form 2307 |
Foreign Nationals (Expats) | 1. Alien Employment Permit issues by Department of Labor and Employment (required); or 2. Photocopy of Alien Certificate of Registration Identity I-Card issued by Bureau of Immigration. 3. BIR 2307 |