What is Health Care Access?
Health Care Access provides comprehensive health protection that's flexible and affordable. Health Care Access is a health care plan for individuals and all types of families to cover all their health care needs.
If you're an entrepreneur or freelancer without a health care plan yet, consider getting yourself and your family full health care coverage. If you're employed and already have health coverage from your HMO, you may want to add more protection on top of your existing coverage. With Health Care Access, you can get the total health protection you need.
A health care plan made for you
Health Care Access Prime
Provides comprehesive health care coverage that you ang your loved ones can rely on.
- Inpatient Care
- Outpatient Care
- Annual Physical Exam
- Emergency Care
- Life and Accident Insurance
- Dental Care
- Longevity Health Fund
Health Care Access Lite
Already have a company HMO? Go further on your health protection with these benefits:
- Inpatient Care
- Life and Accident Insurance
- Emergency Care
- Longevity Health Fund
A health care plan made for you
| PLAN 500K | PLAN 1M | PLAN 2M | PLAN 4M | PLAN 5M | |
|---|---|---|---|---|---|
| Annual Benefit Limit(ABL) | 500,00 | 1,000,000 | 2,000,000 | 4,000,000 | 5,000,000 |
| Inpatient Care Treatment | Up to ABL | ||||
| Room and Board Category | Regular Private up to 4,500 | Large Private up to 6,500 | Executive Suite up to 15,000 | Executive Suite up to 15,000 | |
| Emergency Care Treatment | Up to ABL | ||||
| Outpatient Care Treatment | Up to 25,000 | Up to 50,000 | Up to 75,000 | Up to 100,000 | Up to 125,000 |
| Annual Physical Exam | Basic 7 Exams | Basic 7 Exams + Identified Tests | Basic 7 Exams + Identified Tests | Basic 7 Exams + Identified Tests | Basic 7 Exams + Identified Tests |
| Dental Care | Covered | ||||
| Life and Accident Insurance | Up to 50,000 | Up to 100,000 | Up to 200,000 | Up to 400,000 | Up to 500,000 |
| Longevity Health Fund | Up to 250,000 | Up to 500,000 | Up to 1,000,000 | Up to 2,000,000 | Up to 2,500,000 |
Legend:
- Inpatient care, outpatient care, and emergency care benefit limits are subject to the plans indicated Annual Benefit Limit.
- Room & board eligibility will be based on the type of room indicated in your chosen plan but subject to a maximum daily limit/cap amount and the plans Annual Benefit Limit.
- Basic 7 exams include Physical examination, chest x-ray, urinalysis, fecalysis, CBC, FBS and total cholesterol.
| PLAN 500K | PLAN 1M | PLAN 2M | PLAN 4M | PLAN 5M | |
|---|---|---|---|---|---|
| Annual Benefit Limit(ABL) | 500,00 | 1,000,000 | 2,000,000 | 4,000,000 | 5,000,000 |
| Inpatient Care Treatment | Up to ABL | ||||
| Room and Board Category | Regular Private up to 4,500 | Large Private up to 6,500 | Executive Suite up to 15,000 | Executive Suite up to 15,000 | |
| Emergency Care Treatment | Up to ABL | ||||
| Outpatient Care Treatment | Up to 25,000 | Up to 50,000 | Up to 75,000 | Up to 100,000 | Up to 125,000 |
| Annual Physical Exam | Basic 7 Exams | Basic 7 Exams + Identified Tests | Basic 7 Exams + Identified Tests | Basic 7 Exams + Identified Tests | Basic 7 Exams + Identified Tests |
| Dental Care | Covered | ||||
| Life and Accident Insurance | Up to 50,000 | Up to 100,000 | Up to 200,000 | Up to 400,000 | Up to 500,000 |
| Longevity Health Fund | Up to 250,000 | Up to 500,000 | Up to 1,000,000 | Up to 2,000,000 | Up to 2,500,000 |
Legend:
- Inpatient care, outpatient care, and emergency care benefit limits are subject to the plans indicated Annual Benefit Limit.
- Room & board eligibility will be based on the type of room indicated in your chosen plan but subject to a maximum daily limit/cap amount and the plans Annual Benefit Limit.
- Basic 7 exams include Physical examination, chest x-ray, urinalysis, fecalysis, CBC, FBS and total cholesterol.
Let's start your Health Journey
Find an accredited provider
We have access to over 1, 400 AVEGA accredited clinics and hospitals in our network. Find your preferred provider here.
Local network
Frequently Asked Questions
Yes, COVID -19 treatments are covered by Health Care Access subject to the 30-day waiting period. COVID-19 testing will be covered if prescribed by a physician (medically necessary).
COVID-19 testing is not covered for leisure purposes such as travel requirements.
COVID-19 vaccination is not covered. However, complications due to COVID-19 vaccines are covered.
COVID-19 testing is not covered for leisure purposes such as travel requirements.
COVID-19 vaccination is not covered. However, complications due to COVID-19 vaccines are covered.
Pre-approval from AXA Philippines’ Health Care Access support team must be obtained by the insured prior to availing of the benefits or any scheduled treatment. This ensures protection from any unexpected costs which may not be reimbursable or covered. Call our 24/7 Health Care Access support team at (+632) 8-581-5207 to secure pre-approval for requested treatment or medical needs or for further assistance.
Yes, you will get 10% less on your total premiums If you add at least one dependent.