Brad, a 35-year-old male, pays a total monthly premium of PHP 8,941 for the following plans:
PHP 4,993 a month for 20 years with PHP 2M coverage.
PHP 3,948 a month with PHP 100M annual coverage with PHP 200,000 deductible..
Getting PHP 400,000 minor criti cal illness cash benefit, which he can use for outpatient proce dures, medicines, and cover income loss.
If Brad's Health Max policy is fully paid up to age 55 which includes the Advance Health Fund, he has the option to get PHP 400,000 cash benefit at age 70 which he can use for his daily expenses.
In case Brad's heart condition worsens, he has the option to claim the remaining Sum Insured of PHP 1.2M which he can use for future expenses.
He can choose his preferred local or global private hospital with coverage up to PHP 100M.
He can choose the best cardiologist with coverage for the professional fee, treatment, and other inpatient procedures.
After treatment, he can avail of 24/7 health support benefit and have his succeeding check-ups covered within his PHP 100M benefit limit.
Get worldwide emergency assistance, providing evacuation and repatriation services when away from principal country of residence
Tap the expertise of top medical specialists for the best course of evaluation or treatment
Get 24/7 access to health advise via telephone from professional health care practitioners
Access 24/7 concierge services for travel-related assistance such as flight and travel arrangements for your treatments, transfers to and from hospitals, or even dining reservations
Access your GHA benefits through cashless transaction from our vast network of hospitals and clinics locally and worldwide.
I want to know how much I should allot for health coverage